Inflation Calculator

See how inflation raises costs over time and erodes the value of money. Useful for planning big goals such as a child’s education or retirement.

Runs in your browser. Nothing is uploaded Free, no sign-up Works on mobile
Calculate
₹
1 Lakh
%
India’s long-term average consumer inflation is about 5–6%
Cost after 10 years
₹1,79,085
Cost today
₹1,00,000
Increase
₹79,085

Something that costs ₹1,00,000 today will cost about ₹1,79,085 in 10 years at 6% inflation.

How to use Inflation Calculator

  1. Choose whether to calculate a future cost or the future value of money.
  2. Enter the amount in today’s rupees.
  3. Enter the expected inflation rate and number of years.
  4. See the result.

Frequently asked questions

What inflation rate should I assume?

India’s consumer price inflation has averaged around 5–6% over the long term. Education and healthcare costs often rise faster, around 8–10% a year.

How is future cost calculated?

Future cost = today’s cost × (1 + inflation rate)^years. At 6%, ₹1 lakh today becomes about ₹1.79 lakh in 10 years.